tag:blogger.com,1999:blog-23144980.post7035502393792213006..comments2023-10-28T22:19:47.598+08:00Comments on RACONTEUR-ESQUE SCRIBBLINGS: Credit Cards, The People-Unfriendly Budget and Something FunnyTerra Shieldhttp://www.blogger.com/profile/00039195435967190497noreply@blogger.comBlogger13125tag:blogger.com,1999:blog-23144980.post-84637003922613407292010-01-26T23:07:15.987+08:002010-01-26T23:07:15.987+08:00zewt: yeah, without credit the whole world would h...zewt: yeah, without credit the whole world would have collapsed. Without credit, I'd be without a job, LOL.<br /><br />Ricardo: Lots of people would agree with you... about credit cards being evil.Terra Shieldhttps://www.blogger.com/profile/00039195435967190497noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-79268561313861541742010-01-26T13:42:08.020+08:002010-01-26T13:42:08.020+08:00Credit cards = pure evil. Let them cancel all thei...Credit cards = pure evil. Let them cancel all their cards. They aren't worth it. I hate them.Anonymoushttps://www.blogger.com/profile/01393234934008656683noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-70532540253954783982010-01-26T13:36:46.960+08:002010-01-26T13:36:46.960+08:00yeah, consider that an insider info :P
as for cre...yeah, consider that an insider info :P<br /><br />as for credit, it's a lifestyle that has embedded into us. the root goes beyond this country. the root stems from the western culture in trying to milk the consumerism that is in us to boost the so called global economy. <br /><br />do you know, without credit, the whole world will collapsed. ok, i have digressed.zewthttps://www.blogger.com/profile/05825991430180369393noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-29375591205057254382010-01-25T18:58:42.586+08:002010-01-25T18:58:42.586+08:00Oh, thanks for the info on why banks are not absor...Oh, thanks for the info on why banks are not absorbing the service tax. I should correct the post then.<br /><br />You know, they always say you gotta give people the benefit of the doubt... but I'm thinking that if a person lives on credit, then no matter how much tax they have to pay, they will still try their best to keep as many credit cards they possibly can, or like what my sis suggested, they'd probably borrow money from elsewhere.... (loan sharks, maybe?)Terra Shieldhttps://www.blogger.com/profile/00039195435967190497noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-7874196645608465502010-01-25T16:29:23.340+08:002010-01-25T16:29:23.340+08:00well, it's not entirely correct to say banks r...well, it's not entirely correct to say banks refuse to absord. it's more like, banks were warned against absorbing it. <br /><br />if ensuring the young will not abuse credit cards and fall into bankruptcy, the solution is very simple. just ask bank negara to impose a credit cards application requirement (e.g. annual salary of XXX) before credit cards can be approved, and then penalised those banks that breach this condition. all will be solved. <br /><br />taking 50 bucks is just an excuse, not a reason. everyone in the industry know that.zewthttps://www.blogger.com/profile/05825991430180369393noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-90579175970458465272010-01-22T13:51:58.155+08:002010-01-22T13:51:58.155+08:00Hoozle: We lost :(
Nick: I know... it was his ide...Hoozle: We lost :(<br /><br />Nick: I know... it was his idea, anyway. A debit card sounds like a good option... might want to try getting one, too.Terra Shieldhttps://www.blogger.com/profile/00039195435967190497noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-10688424680277588052010-01-22T12:51:52.593+08:002010-01-22T12:51:52.593+08:00Hahahahahaha! Ask Najib why, that is a good one la...Hahahahahaha! Ask Najib why, that is a good one la! <br /><br />I've decided to carry around a debit card instead these days. At least they don't charge you that RM50.00 for it and I only use what I have in my card ...Nick Phillips (15/03/1967 - 04/11/2022)https://www.blogger.com/profile/01043552434776358684noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-26367474611565553222010-01-21T22:41:09.535+08:002010-01-21T22:41:09.535+08:00I think it's great that people are resisting t...I think it's great that people are resisting this unfair tax. Go Malaysia! :)Hoozlehttps://www.blogger.com/profile/16491713016350238029noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-33570983245627194392010-01-21T20:57:17.009+08:002010-01-21T20:57:17.009+08:00I see your point, and I do believe that the servic...I see your point, and I do believe that the service tax is to increase the country's coffers, even here... The debt issue and all are stuff I picked up from the papers as there have been debates going on. There are people out there who have multiple cards to increase their credit limit... it is crazy indeed. And if I'm not mistaken, we do have many people declaring bankruptcy due to debt. But yeah, if they are living on credit, I doubt anything will deter them from utilising all their credit cards. <br /><br />The thing is, I believe people are resisting change... in the sense that we never had to pay for tax for credit cards before, and the ruling govt is also in many people's bad books at the moment.Terra Shieldhttps://www.blogger.com/profile/00039195435967190497noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-21210396156607832612010-01-21T18:49:53.982+08:002010-01-21T18:49:53.982+08:00Why would someone need more than one credit card? ...Why would someone need more than one credit card? That seems really strange to me. If you need a card for your living expenses, you need to reassess your finances, big time. <br /><br />We're taxed per card too. It's purely a fund-raising exercise by governments, it does nothing to reduce credit card debt. Someone who is in debt to a credit card, or who thinks credit card debt is necessary to live month-to-month, is not going to change their ways because of another charge or higher interest rates.Hoozlehttps://www.blogger.com/profile/16491713016350238029noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-8109091697344063382010-01-21T12:59:09.545+08:002010-01-21T12:59:09.545+08:00SAW: I'm the same... I pay up all my credit ca...SAW: I'm the same... I pay up all my credit card bills on time, hence why I think the service tax sucks. The banks are sure gonna suffer. No one in their right mind will have more than 3 or 4 cards now. <br /><br />Faisal: I didn't know that - I don't think we have KOLA where I work, though...Terra Shieldhttps://www.blogger.com/profile/00039195435967190497noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-45882284876663673102010-01-21T12:07:59.904+08:002010-01-21T12:07:59.904+08:00the worst thing is KOLA is going to vanish in our ...the worst thing is KOLA is going to vanish in our salary! :(<br /><br />damn.Faisal Admarhttps://www.blogger.com/profile/10670555138520564356noreply@blogger.comtag:blogger.com,1999:blog-23144980.post-18740677569819872962010-01-21T08:39:50.748+08:002010-01-21T08:39:50.748+08:00I'm not entirely sure I understand this, but t...I'm not entirely sure I understand this, but then I'm one of those odd people who don't carry a credit card debt. I use a credit card purely for convenience and pay it in full every year. SO I don't think i'd much like to be taxed in it.secret agent womanhttps://www.blogger.com/profile/03763879283931347382noreply@blogger.com